I just finished paying my life insurance premium and I can't say that I was all that excited about it.
A friend of mine once told me that he feels good when he pays because it means that he is taking care of his family, but that doesn't work for me.
Sure, if I drop dead or get hit by a bus the family won't find themselves out on the street, but that doesn't provide me with much solace. I have far too much to do to die today, tomorrow, next week or in ten years. Although I should add that there are moments where I wonder about it.
It is one of the great contradictions of my life. Most of the time I expect that I am going to outlive almost everyone I know, but some days I have this sinking feeling. Some days I have this pit in my stomach and I wonder if I'll make it to 50.
Anyway, as I paid the bill I realize that I should have bought more than I did. But way back in 2002 I had fewer children and fewer responsibilities. At the time I thought that it was a decent amount. I figured that if something happened the family would get enough to keep them going, but not so much that the wife could retire. ;)
Now I look at the amount and I think that like so many other things in my life it just doesn't seem like enough. I think that I may give my agent a call and find out what I need to do to increase it to a more reasonable level.
Oh the joys of responsibility.